100% Free for Individuals

    Your retirement plan,
    completely free

    Financial Plan Genie runs 10,000 Monte Carlo simulations, extracts data from your documents, and gives you an advisor-quality retirement plan in minutes — at no cost, ever.

    No credit card No advisor needed Free forever

    Everything included, free

    No "premium" upsell. No features locked behind a paywall. This is the same tool advisors use.

    10,000-Trial Monte Carlo

    Runs 10,000 simulations to calculate your real probability of a secure retirement.

    AI Document Extraction

    Upload tax returns or statements — AI reads them and fills in your numbers automatically.

    Retirement AI Chatbot

    Ask follow-up questions after your plan is built. Powered by Claude AI.

    PDF Plan Download

    Download a complete, advisor-quality financial plan document — yours to keep.

    7 ETF Asset Classes

    T-Bills, Bonds, TIPS, S&P 500, Total Market, International, Real Estate — all backtested.

    Roth Conversion Calculator

    See exactly when and how much to convert to minimize your lifetime tax burden.

    For Advisors & Institutions

    White-label for your firm

    Offer your clients personalized retirement plans under your own brand. Includes 14-day free trial — no credit card required.

    Starter

    $149/mo
    50 plans/mo included
    • Up to 50 client plans/month
    • Commercial use license
    • All 7 ETF asset classes
    • 10,000-trial Monte Carlo simulation
    • AI document extraction
    • Retirement chatbot
    • PDF plan download
    • Email support
    • Custom logo + colors (roadmap)
    Most Popular

    Professional

    $499/mo
    300 plans/mo included
    • Up to 300 client plans/month
    • Commercial use license
    • All 7 ETF asset classes
    • 10,000-trial Monte Carlo simulation
    • AI document extraction
    • Retirement chatbot
    • PDF plan download
    • Priority email support
    • Custom logo + colors (roadmap)
    • White-label domain (roadmap)
    • Usage reporting (roadmap)
    Enterprise / Platform
    Unlimited plans · Full white-label · Custom integrations · Dedicated support · SLA guarantee

    B2B FAQ

    Need unlimited plans, custom integrations, or an exclusivity agreement?

    No sales team. You talk directly to the founder.