Privacy Policy

We collect information you provide directly to us when using our retirement planning tool:

• Personal information (age, income, retirement goals)
• Financial data (assets, liabilities, investment preferences)
• Account information (email, password if you create an account)
• Usage data (how you interact with our tool)

Your privacy and security are our top priorities:

• Encryption: All data is encrypted in transit using TLS 1.3 and at rest using AES-256
• Secure Storage: Data is stored in Supabase's secured cloud infrastructure
• Access Control: Strict authentication and authorization controls
• Regular Audits: Security assessments and vulnerability testing
• No Selling: We never sell your personal or financial information

We use the information we collect to:

• Generate personalized retirement plans and projections
• Provide Monte Carlo simulations and financial analysis
• Improve and optimize our service
• Communicate with you about your account or service updates
• Ensure security and prevent fraud

Data Retention

We retain your information for as long as your account is active or as needed to provide services. You can request deletion of your data at any time by contacting us.

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Export your data
• Opt-out of communications

GDPR Compliance

For users in the European Union, we comply with GDPR regulations. You have additional rights including data portability and the right to be forgotten. We process data lawfully based on your consent and our legitimate business interests.

Cookies and Tracking

We use essential browser storage to keep you signed in and remember your preferences. We do not use tracking cookies or share data with third-party advertisers.

To see which pages people use and where they stop, we use Vercel Web Analytics. It counts page visits and a few anonymous actions (such as starting sign-up, viewing plan results or downloading a plan). It sets no cookies and does not collect your name, email address or financial information. Record IDs and sign-in links are removed from page addresses before they are counted, and the data is not used for advertising.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this privacy policy or our practices, please contact us at privacy@freefinancialplan.com